Topic: Mortgage

2 chapters across the catalog

82: High Value Target
• 3:46:36 - 3:51:28

82: High Value Target

Elijah the Minimalist and the Power of Community

A story is shared about Elijah, a Vietnam veteran and "clothing minimalist" who lives on $900 a month but helped a friend pay her mortgage. Mofax reveals he has spoken to Elijah personally and found his insights valuable during his own decision-making process regarding the vaccine. The segment emphasizes that humans are meant to be together and that community support is the only real defense against the "void" left by a fragmenting society.

27: Lift-Gate
• 1:44:01 - 1:46:50

27: Lift-Gate

Modern Day Redlining and the White Adjacent Strategy

A year-long investigation by Reveal shows that Black and Latino homebuyers still face higher loan denial rates in many American cities. One case study in Philadelphia involved a Black computer programmer who was denied a loan until she added a "white adjacent" (half-white) girlfriend to the application. Despite the girlfriend having a lower income and unstable work history, her presence on the application facilitated the loan's approval.