
Manage Your Money So You Make More with Rob Schulz
Cash Flow Audits and Annual Expense Planning
Rob Schulz recommends performing a financial audit using a cash flow document rather than a traditional budget. This process involves projecting income and expenses over a full year to account for "trip-up" costs like Christmas, birthdays, and vacations. Jonnie Jensen notes that while monthly balances may look positive, annual spikes often deplete savings if not planned for.


