Topic: Sacrifice

The conversation shifts to the income side of the financial equation, discussing real estate and second jobs as ways to increase cash flow. Schulz notes that the hardest conversations often involve transitions like divorce or death, where individuals must balance the need for more income against the sacrifice of family time. He emphasizes that sometimes working harder is a temporary financial necessity to maintain a desired lifestyle.

Reflecting on the "worst time" of his life following his divorce, Forgham describes a lonely first Christmas away from his children. He emphasizes the importance of "playing the long game" regarding relationships with children. He shares a recent anecdote about his 25-year-old daughter calling him to complain about his lack of mid-week calls, which he views as a sign of a successful long-term bond.