
• 8:48 - 11:55
Managing Your Personal Cashflow with Raymond Holt
Personal Cash Flow Management, Emotional Relationship with Money
Raymond Holt defines cash flow as a simple method for tracking and controlling money using tools like Excel spreadsheets. The conversation explores how childhood experiences and family attitudes shape adult views on money. Holt shares his personal history of growing up with limited funds and how those early beliefs influenced his professional career as a finance director.
